Loan for negatives from Caixa: 3 options for those with a dirty name!

With these loans, you don't need to have a high score or a clean name with credit protection agencies.

Although the credit market has a great requirement for good payment histories to make loans viable, Caixa's loan for negatives is a solution capable of giving a new chance to those with a dirty name.

In this way, Caixa Econômica Federal has offered several credit solutions, which promote the anticipation of benefits in a ver. Thus, the customer does not need any guarantee to obtain a line of credit, since the balance of his own benefit is used as such.

That said, we've put together 3 of these credit solutions offered by Caixa so that you can choose which one is most in line with your financial situation.

Anticipation of the 13th Salary

Although this type of loan is widespread, many people still do not have the knowledge that they can anticipate the 13th. In this way, this loan may be the solution you were looking for to put your finances on track.

The loan for negatives from Caixa is aimed at all those who have salary credit at the banking institution or who are permanent beneficiaries of the INSS.

The credit limit varies between R $ 500,00 to R $ 20.000,00 and the modality is free of installments. This is because the contractor only pays once, on the date of receipt of the 13th.

Relative to value, the loan will be larger, if the net portion of your benefit is robust. Once requested, the amount is already credited to the account the next day. And it's worth remembering that interest rates are prefixed and depend on the request date.

Loan for negatives from Caixa – Income Tax Refund

Now, did you know that in addition to anticipating the 13th, it is also possible to anticipate the Income Tax refund? That's right, this anticipation also matches a loan for negatives from Caixa.

After all, as the loan is the amount that the contractor has to receive, it is not necessary to analyze the credit protection agencies. Therefore, even those with name restrictions can hire this solution.

However, in order to receive, your Caixa account must be linked as a receiving account. In general, customers can order up to 75% of the expected IR refund amount. And of course, the due date of the payment is the date of deposit of your refund by the Federal Revenue Service.

Anticipation of up to 5 years of the FGTS Anniversary Withdrawal

You don't have income tax receivable, but you have your birthday FGTS, how about anticipating it with a loan for negatives from Caixa? To do so, you must have released the birthday withdrawal and allow Caixa to see your available balance. So, know that you can request up to 5 installments of your FGTS benefit.

It is also worth mentioning that the minimum contract value is R$ 500,00. The payment takes place on the pre-stipulated date of your birthday withdrawal. Thus, you do not jeopardize your monthly finances.

So, did you like these loan modalities? Then learn how to request them in the tutorial that we have prepared below. Log in and check it out!