Banco Inter payroll loan: low rate, lots of credit!

When contracting an amount greater than R$ 100.000,00, you take an Inter Black card.

Have you ever thought about investing in yourself, going on a trip, paying off your debts and giving gifts to those you love so much? Calm down, no money? Then the payroll loan from Banco Inter can help you.

With low interest rates and a wide credit limit, with Inter's payroll you can do everything you need and you can even earn a Black card, the premium card of this digital bank.

Want to know how? So, follow our post below, you will understand how to request yours without leaving home with a return of up to 3 working days.

How does the payroll loan work?

In simple terms, the payroll loan refers to a type of loan that has a very specific public – INSS retirees and pensioners and civil servants.

Therefore, it is common for payroll loan credit margins to be higher, since the bank always has a payment guarantee. After all, month by month the installments are debited from the contractor's payroll or benefit of the customer assisted by the INSS.

But, of course, the loan always takes into account the assignable marginl, which is generally 30%. This is so as not to compromise the client's entire income.

Banco Inter payroll loan: what are the advantages?

Inter's payroll loan follows the same guidelines as any payroll loan. After all, it is only available to INSS retirees and pensioners, as well as civil servants.

The simulation of installments and loan amount can be done through the website, a facility of the digital bank. In this way, the credit limit can vary between R $ 1.600,00 to R $ 400.000,00. Thus, approval of a high limit depends on several factors such as income and good credit history.

As for the installments, well, these can be found between 24 to 120x, that is, quite robust terms and worthy of a payroll loan.

In addition, we have interest rates that are customized and depend on each client. But, just to give you a little idea, in Banco Inter's payroll loan it is possible to find rates from 1,54% per month.

Incidentally, this credit solution has 'protected credit', a service that settles the contract and returns the amount paid in the event of the contracting holder's death. Therefore, it is necessary to take out insurance when taking out the loan.

Another advantage that stands out when we talk about Banco Inter's payroll is the speed of credit to the account. This is because, after approval, the contractor receives the money within 48 hours.

And don't think that the advantages stop there. With this type of loan, when referring a friend, both win the amount of R$ 150,00. And more interesting is that you can refer as many friends as you want.

Make an Inter payroll and win a Black card

Banco Inter also separated something new for its customers who choose to take out their payroll loan. In this way, in contracts whose value is above R$ 100.000,00, the customer takes a Black card! Just take the advantages:

• Comfortable travel;
• Travel assistance;
• Mastercard Surprise;
• Access to VIP rooms;
• Protected luggage.

Do you want your Inter Black card? So, what are you waiting for? Learn how to apply for the Inter payroll loan right now!