Good Loan for Credit: 4 modalities to know and hire

In addition to personal credit, it is still possible to access the payroll loan online, with guarantee and FGTS advance.

With more than 9 billion users and more than R$ 1 billion offered, Bom Pra Crédito is a fully online credit service platform. Thus, with the aim of democratizing access to credit, the platform in question has been growing consistently over the years. This is because it has excelled in connecting more than thirty financial institutions with people who need fast and secure credit. Thus arises the loan Bom Pra Crédito.

Today, we have gathered here the best loan proposals from Bom Pra Crédito so that you can choose the most attractive and consistent with your financial life. Follow everything below!

1. Personal Loan

Very common in the credit market, the Bom Pra Crédito personal loan is perfect for those who need a solution for carrying out plans such as: renovating the house, traveling, applying for studies or paying off debts.

The personal loan has a minimum limit of R$ 2.000,00 and a maximum limit of R$ 10.000,00. The payment period can reach up to 24 installments. In addition, after the simulation, credit offers are available on the platform within 5 minutes.

2.  Payroll loan

Another type of Bom Pra Crédito loan is the payroll loan. This is very similar to a personal loan, being safe, fast and uncomplicated. The total amount to be borrowed also reaches R$ 10.000,00 and can be paid in installments from 9 to 24 installments.

The difference is that, as it is a payroll loan, the deduction is made directly on the INSS benefit or on the payroll. Also remembering that this credit solution should not exceed 30% of your salary.

3.  Loan with Property Collateral

Now, if you need a slightly more robust credit margin, consider the loan with a property guarantee. In it, as the name predicts, your property serves as collateral for the financial transaction. This is equivalent to saying that, if you default, the institution can auction your property.

The attractions of this loan are the higher limits for lower rates. Incidentally, the total amount of the loan can reach 60% of the property used as collateral.

4. FGTS loan

How about anticipating your FGTS? With the Bom Pra Crédito loan, you can advance the Guarantee Fund to settle your debts and invest in a venture. Incidentally, this modality is still available for negatives.

The anticipation is online and can be done in up to 10 years of available balance, free of monthly charges. This is because the charge is automatically incurred when the birthday withdrawal is available. Therefore, the FGTS loan does not compromise your personal finances at all. In addition, the money is available within 24 hours.

Did you like any of these modalities? So, check out our simplified tutorial on how to safely apply for a Bom Pra Crédito loan.